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Braintree member holding a sign that reads: ‘24 years as a PARA earning only $23.80/hour — poverty pay.

Degrees Not Debt for Tomorrow's Educators

The MTA’s Tomorrow’s Educators initiative establishes a loan repayment program for practicing educators and funding for candidates enrolled in educator preparation programs. Both programs, proposed by the MTA and funded in the state budget, are administered by the Office of Student Financial Assistance.

There are also additional funding sources for early childhood educators, paraprofessionals and more.

Not sure if you are eligible? The best way to determine whether you meet the qualifications for these programs is to apply with the state Office of Financial Aid. If you think you may be eligible but are not sure, we encourage you to apply.

Educator Loan Repayment Program

MASS. EDUCATORS MAY APPLY FOR UP TO $7,500 ANNUALLY IN REPAYMENT FOR OUTSTANDING LOANS

An MTA-initiative will provide up to $7,500 in student loan repayment funds to Massachusetts educators who graduated from college after Jan. 1, 2020. The funding from the MTA initiative is provided by the state Office of Student Financial Assistance. Qualified applicants may apply annually for four years. The program is open to those who have worked for four years in a Massachusetts public school district as a teacher, paraprofessional or in any other position that requires a license/certification issued by the Department of Elementary and Secondary Education or other state agency, and graduated college in 2020 or later.

Note: This may be combined with the federal Public Service Loan Forgiveness (PSLF) program.

The specifics
  • Up to $7,500 per year for outstanding loans.
  • Educators may apply annually for up to four years.
  • Must have a bachelor’s degree at a Massachusetts public college or university earned on Jan. 1, 2020 or later.
  • Must work for four years in a Massachusetts public school district as a teacher, paraprofessional or in any other position that requires a license/certification issued by the Department of Elementary and Secondary Education or another state agency.
  • Payment will be made annually after the educator provides verification of a full year of employment.
  • Apply via MassAid from April 21 to June 15.

Learn More  Apply

Tomorrow's Teachers

Funds can be use for tuition, fees and a range of other expenses

This scholarship program awards up to $25,000 annually to candidates enrolled in an undergraduate or post-baccalaureate teacher preparation program.

The funds can be used for tuition, fees and other expenses. This may include, but is not limited to, room and board, books and supplies, transportation, child care and personal expenses.

The funds will be available for post-baccalaureate teacher prep programs. Eligible candidates can include paraprofessionals, teachers working under Provisional licenses, and teachers who have not completed an undergraduate prep program.

The specifics:

  • Up to $25,000 per year in scholarship funds.
  • Open to paraprofessionals, aspiring teachers.
  • Physically reside in Massachusetts for at least one year, as of the start of the enrolled term, with an intent to remain in the state.
  • Enrolled in an undergraduate or post-baccalaureate educator preparation program.
  • Commit to four years of employment in a Massachusetts public school district.
  • Apply via MassAid.

Learn More  Apply

Additional Scholarships

High-Demand Professions

Funds for those pursuing high-demand professions

State funds for Mass. residents pursuing degrees in high-demand fields including STEM, healthcare, education, social work, criminal justice, economics and business. Learn More
Health Professionals

Help for behavioral health professionals

This state program offers up to $300,000 to reduce student loan debt for behavioral health professionals working in Massachusetts. Learn more
Two student teachers and a union staff-person stand with t-shirts that read "Degrees Not Debt."

Community College is Free in Massachusetts

The MassEducate and MassReconnect programs allow all Massachusetts residents who have not yet earned a bachelor’s degree to attend a Massachusetts community college for free. Go here to learn more. Campus-specific information is also posted by each of the state’s 15 community colleges.
Massachusetts Teachers Association logo

A Diverse Union of Education Workers

The MTA represents 117,000 members in 400 local associations throughout Massachusetts. We are teachers, faculty, professional staff and Education Support Professionals working at public schools, colleges and universities across Massachusetts.