Travel booking option through Access
MTAB’s nationwide Access discount program has launched a travel booking engine offering members deep discounts on thousands of hotels, car rentals and recreation options. Members enjoy prices that are typically 10 percent to 30 percent lower than they are at popular booking sites such as Expedia® and Orbitz®. Make sure your next vacation is full of wonderful memories and significant savings by booking with Access. Learn more at mtabenefits.accessdevelopment.com/home or by calling 888.731.7061.
Real estate rebate program
Are you considering buying or selling a home this year? If so, you’ll want to take advantage of the new rebate program available through Commonwealth Real Estate. The Compliments of Commonwealth program provides you with access to a wide range of services to make your experience more personal when purchasing or selling a property. Best of all, you’ll receive a cash-back rebate after closing that is equal to 20 percent of the service fee collected by the affiliated Commonwealth Real Estate sales associate. To learn more or to register for the program, visit complimentsofcommonwealth.com/partners/mta or call 508.810.0711.
New mortgage discounts make home financing more affordable
Your home is probably the most expensive item you will ever purchase. It’s the foundation for long-term wealth and savings. So, whether you’re buying a new home or refinancing your current one, it’s critical that you secure the most affordable mortgage rate and terms possible. After all, a 30-year commitment covers quite a long time.
A home purchase is different from almost any other expenditure, since people don’t buy or refinance very often. They frequently don’t compare mortgage prices either, instead settling with their local bank. So how do you know if the mortgage you’re getting from a lender is right for you and less expensive than another loan would be? It would help to be able to rely on an honest endorsement of a lender and see a real discount. Fortunately for MTA members, that is exactly what you can now expect. MTA Benefits has just unveiled its newest endorsed vendor, Mid-Island Mortgage’s UnionDirect program.
Mid-Island Mortgage offers decades of direct lending experience across the Northeast. But even more important, it offers more than $3,000 in mortgage discounts when compared with the typical Massachusetts lender. Discounts come in the form of waived closing costs and fees charged by most lenders. Mid-Island Mortgage’s program, exclusively for MTA members and their families, has eliminated the loan origination fee, and it offers additional discounts on items such as title and attorney fees.
The UnionDirect mortgage discount program — applicable to home purchase, refinance and renovation loans — takes the sticker shock and stress away from the closing table. UnionDirect helps make buying a home the joyous event it is meant to be.
On top of these discounts, UnionDirect provides extremely competitive interest rates, custom options and personalized 24/7 service so you can be sure you are getting the right mortgage and receiving answers to your questions. A direct lender since 1959, not a fee-driven mortgage broker, Mid-Island Mortgage provides MTA members with local market knowledge directly from its regional office in Woburn, where origination, processing and underwriting are all taken care of, ensuring efficiency and speed. Through its 15-year-old UnionDirect program, Mid-Island Mortgage specializes in working flexibly with union members throughout the Northeast.
When you add everything up, from rates and fees to closing costs and personalized service, you may not be able to find a better mortgage option anywhere across the state. As with all benefit and discount programs, MTAB has negotiated to ensure that you will have access to the strongest mortgage options for the lowest cost anywhere. Visit mtabenefits.com for more information — or check out the new program directly at mortgagecorp.com/mta.
All program and pricing information was current at the time of publication (January 2020) and is subject to change without notice.
To find out what may have changed, please call MTA Benefits at 800.336.0990..
