High winds can be dangerous and are capable of causing significant damage and disruption. Powerful gusts can uproot trees, damage roofs and send debris flying, causing property damage and power outages. Educators Insurance Agency offers the following tips to help you prepare for the wind and keep your family and property safe.
PREPARE TODAY
Perform regular property maintenance. Care for trees and shrubs near your home to reduce the risk of debris damage during high winds. Remove or cut back dead and dying trees to help prevent potential hazards and improve the safety of your property.
WHAT IS A HIGH WIND WARNING?
A high wind warning is issued when sustained winds reach or exceed 40 mph for an hour or longer, or when wind gusts reach or exceed 58 mph for any duration.
BEFORE THE STORM
Shut doors and tape windows and glass doors. Use storm shutters or plywood nailed to window frames to protect windows from airborne debris. Close all interior doors to help reduce wind damage.
Move items inside, including bikes and outdoor furniture, as they may blow around during the storm and cause damage.
Do not store gas-powered articles inside your home; secure them outside.
Fill your car and generator with gas and keep extra fuel handy in approved containers and in a safe location.
Park your car in the garage.
Prepare an emergency kit and emergency plan.
DURING THE STORM
Stay indoors and keep away from windows. Move to an interior room, if possible.
Listen to weather updates. Have a battery-operated radio handy in the event of a power outage.
Wait to go outside until there is confirmation that high winds are no longer a threat to your area.
Keep your refrigerator doors closed to keep food as cold as possible and prevent thawing in case the power goes out.
AFTER THE STORM
Inspect gas, electrical and water lines for damage. Look for structural damage such as foundation cracks.
Document any property damage with photos and videos and save receipts for immediate repairs made to prevent further damage.
Stay out of the damaged buildings until it is safe to go inside them.
Avoid touching power lines and assume all downed power lines are live.
Log all post-event cleanup efforts and expenses.
IF THERE IS FLOODING
Clean up pools of water.
Dry damp areas to prevent mold and mildew.
Move damp items outdoors when safe to prevent mold growth.
Move items away from damp areas.
Be sure to notify your insurance company immediately if there is damage and protect the property while mitigating any future risk.
For questions about coverage on your existing policy or to get a quote on a new policy, contact Educators Insurance Agency at educatorsinsuranceagency.com or 888-908-6822.
